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2021 OnPay Payroll Software Review

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OnPay is an online provider of low-cost payroll and HR solutions for small to medium-sized businesses. Based in Atlanta, Georgia, OnPay processes over $2 billion dollars in payroll annually for companies across all 50 states. Payroll features include unlimited pay runs, direct deposit, and automated tax payments and filings.
OnPay was founded on 2011 in the city of Atlanta, Georgia, as a way to save small business owners both time and money. The company offers a single, simple, and mobile-friendly suite of payroll and HR tools with a scaling payment depending on the number of employees to be included. In addition to payroll and HR, OnPay also provides tools for easy workers’ compensation and benefits.


  • Expert help from certified payroll professionals
  • Guaranteed payroll accuracy
  • Automated payroll taxes
  • Employee self-onboarding
  • Secure document vault
  • Automatic new hire reporting
  • Lifetime accounts
  • Online paystubs and W-2 forms
  • Payment through direct deposit, check, or debit card
  • Online and mobile access
  • Special tax filings for clergy, and nonprofits
  • Integration with top accounting, HR, and time-tracking software
  • Unlimited pay runs
  • Meets the requirement for worker’s compensation in every state
  • Pay-as-you-go workers’ compensation
  • Low-fee 401(k) plans


  • Cost: base fee of $36/month + $4/month per person

OnPay has a single plan with a base fee $36, but each person who is going to be using the payroll software is an additional $4 per month. Besides the base fee, the company does not charge any other fees whatsoever; no annual, change or cancel, withholding, remitting or filling, direct deposit, debit card, or check self-printing fees. The first month of OnPay is also entirely free.

Summary – OnPay

For small to medium-sized businesses, you can’t go wrong with OnPay. Its features are solid and the platform is easy to understand for administrators. Moreover, the service costs less than competitors and features comprehensive integration with multiple other HR platforms. Thanks to its simplicity, features, and genuinely transparent pricing format, OnPay is an overall great choice for businesses on the smaller side struggling to keep up with payroll and HR or business owners who are looking for an alternative to their current payroll software.

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